Times They Are A Changing

My world has changed significantly lately. My wife and I have welcomed our 3rd beautiful child and along with Harvey and Spencer, Jasper completes our family of five. Whilst this expansion and change to our life was planned, not always is that the case. Your financial world can be a moving feast and as much…

How to save $400 in under an hour at the bank

Recently I took the time to add up the fees my wife and I were paying to the bank. At $4/mth per account, I was paying just short of $150 per year just to operate the accounts. Not only that I was paying $250 per annum to run my credit card account. All up I…

The Ever Changing World of Superannuation

When compulsory superannuation was introduced over twenty years ago, it was done with a view that people should save for their own retirement and not rely solely (or at all) on the government. The legislation introduced by Paul Keating has largely been a resounding success providing both a carrot and stick approach to ensure people…

Barracking for the Australian Dollar

In the past few months it seems most Australians have been barracking for the same team (unless of course you are an exporter). All of us are on team ‘Aussie Dollar’. It’s been a popular pastime watching the little Aussie battler tentatively approach and eventually surpass parity with the US dollar. It’s also risen sharply…